From Stretch to Compressed: How the 10-Year Rule Is Transforming Inherited IRA Planning
The SECURE Act 2.0 legislation introduced significant changes to the required minimum distribution (RMD) rules for Inherited IRA accounts, particularly the 10-year distribution rule. As a financial planner, I've observed that these evolving regulations have been challenging for both professionals and clients to navigate.
Why Early Retirement Roth Conversions Can Matter: Navigating Tax Brackets After Spousal Loss
Married individuals often overlook a crucial aspect of long-term financial planning: preparing for the day when only one spouse remains. While this reality is unfortunately inevitable and could occur at any moment, it's a topic I'd like to address today